What To Do Immediately After An Auto Accident

auto insuranceIt’s the time of year when families are getting together again, and usually that means travel in one form or another. Whether it’s across country or just to the airport, an increased amount of travel means it’s also a great time to make sure that your policy fully protects you and you know what to do in the event of an accident. Linda Rey with the Equifax Finance Blog has some pointers you should keep in mind in her article, “

Will Your Policy Protect You from an Uninsured Driver?

If you get in an accident, make sure you do the following first, regardless of whether the other party has

insurance:

1. Call the police. An official police statement will make sure the story is documented and that there is proof in the event that hidden damages are discovered.

2. Get all the insurance information you can from the other driver. If there is no insurance, make sure to get whatever contact information you can.

3. Take photos of your vehicle damage. If you don’t have a camera with a phone, it’s a good idea to keep a disposable camera in your glove box or your car first aid kit.

4. Report everything to the insurance company. This is like the police report in that if you leave something out, you may have trouble getting any hidden damages cared for.

5. Don’t hesitate to call your agent if something comes up.

These steps will make sure that you get all the help you can after an accident. If you are going to be doing a lot of traveling this season, make sure you do a thorough double-check of your policy, especially your supplemental uninsured/underinsured motorists coverage. The article has more about that, and for all your questions about insurance, taxes, retirement, credit and real estate personal finances you can find answers on the

Equifax Finance Blog.

There Is 1 Response So Far. »

  1. Thanks for sharing. It serves as as a good checklist during an accident.

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